That's not the issue. Nobody, I think, is saying Twitter isn't allowed to set their own policies. The topic, was about Twitter soliciting opinions from the public on "what to do".
The solution is simple. Don't don't anything, and let the legislative and legal system decide how it's handle. That way, Twitter absolves themselves of being in this position in the first place.
Then what's the solution? Bank tellers canvasing neighborhoods door-to-door to solicit business? Somehow, I think, the same people complaining about the unbanked would also find this practice to be exploitative and objectionable.
At some point, people have to be adults - and that applies equally to able persons in the community to assist those that legitimately can't get access to finance.
A single, embearded hipster at a private corporation can unilaterally shut down speech by a democratically elected president of the United States, regardless of what you might think of the person.
Do they have the right to do so? Sure, they do, but I can disagree with their decision to do so.
The only way to win, Mr. Dorsay, is not to play the game. You have no responsibility, at all, under US law to remove these posts unless they violate the law. Leave it to congress and courts to decide who can say what.
I agree 100% with what you're saying. I'd love to say FU to the banks and pay everything in cash, or crypto, or Ron Paul Coin or whatever. But the initial complaint in the GP's post, if I understood it correctly, was dealing with people who *can't access*, or *don't have access* to banking - and I that's what I disagree with. In the US, at least, the most down-trodden person, if they want to be "banked", can walk into a Wal-Mart and open a checking account.
It's not strictly an ATM fee - that would be understandable. The companies that charge this ATM fee for debit, also charge the SAME fee, if you use this debit card for online purchases or other transactions that don't involve the transfer of cash.
There's no reason at all, to be "unbanked" if you don't want to. There's a plethora of online banks that you can sign up for (from a public library computer) with nothing more than a SSN and precisely zero dollars to open the account.
OK, it's a "convenience fee". I think the question is, what exactly is the justification for this fee when the telecoms have only lowered their prices during the time these systems have been available?